Life/Final Expense

Are your loved ones protected if something happens to you?

Make sure your family is protected. 

At John Tobin’s Insurance Solutions, we understand the importance of protecting your loved ones. We specialize in simplifying life insurance to provide you peace of mind, ensuring that your family is taken care of in the event of the unexpected.

With our free in-home consultation, we can tailor a policy to fit your unique needs and provide you with personalized guidance every step of the way.  You can trust us to safeguard your family’s future.

Important reasons for life insurance

  • Provides peace of mind
  • Burial expenses
  • Debt Repay
  • Fund College Educations
  • Inheritance tax coverage
  • Replacement Income
  • Leave a legacy to loved ones
  • Donate to your favorite Charity… and more.

Did you know there are different types of life insurance?

This can make the process of shopping for life insurance overly confusing.  We think it should be easier; that’s why we try to simplify and bring clarity to the major types of life insurance so our clients can make informed decisions based on their situation and needs. Death benefits are paid directly to the beneficiary, tax free.

Term Life Insurance

Term life insurance provides coverage for a specified period, offering a payout to beneficiaries if the insured passes away during the policy term.

Whole Life Insurance

Whole life insurance is a type of permanent life insurance that provides coverage for the entire lifetime of the insured and includes a cash value component.

Universal Life Insurance

Universal life insurance is a flexible type of permanent life insurance that offers a combination of a death benefit and a savings component, allowing policyholders to adjust premiums and coverage as needed.

Variable Life Insurance

Variable life insurance is a type of life insurance policy that allows policyholders to invest in various investment options, with the death benefit and cash value of the policy fluctuating based on the performance of these investments.

What are the benefits of Final Expense Insurance?

Funeral Expense/Burial Insurance is a type of Whole Life Insurance. The death benefits can never decrease and the premium can never increase. It can build cash value. Whole Life can never be canceled as long as the premiums are paid as scheduled. You can choose monthly, quarterly, or annual payments. The death benefits are paid directly to your beneficiary, tax free.

Book your FREE in-home consultation

Getting started is easy.  Fill out this form, and we will get back to you to soon and setup your free in-home consultation.  This meeting carries no obligation and is your opportunity to ask questions about medicare, life/final expenses, retirement planning, insurance, and more.